Financial Literacy & Personal Finance
Understand budgeting, saving, borrowing, interest, inflation, insurance, investing risk and fraud — and build an educational personal finance plan.
- Planned 30 days
- About 2 h per day
- 6 planned modules
This course is in development and not yet available for purchase. The planned curriculum below is a draft and may change before launch.
Overview
An educational program in personal finance. You learn money-management fundamentals, income and expenses, budgeting, emergency funds, saving goals, banking, interest and compounding, inflation, credit and borrowing, debt repayment, scams and fraud, insurance, investment concepts and risk, diversification, taxes as a general concept, goal planning, digital payment security, decision-making and record keeping. The capstone is an educational budgeting and savings plan using fictional or voluntarily supplied data. This course does not provide personalised financial, tax or investment advice; rules vary by country.
What you will be able to do
- Build and maintain a realistic budget
- Plan emergency funds and savings goals
- Explain interest, compounding and inflation
- Compare borrowing options and debt repayment strategies
- Recognise scams and protect digital payments
- Explain investment risk and diversification in general terms
Before you start
- Basic arithmetic
Planned curriculum
A draft outline of the modules being written. Lessons are not available yet, and the outline may change after expert review.
Availability
This course is not on sale yet. It becomes available only after its lessons, assessments and resources pass Yumeora's review. When published, it is planned to be included in Yumeora All-Access.